Our products

Cash loans and
phone finance.

At Aida Microfinance Bank, we offer cash loans and phone finance through AidaCredit, our lending product. Apply for a cash loan in the AidaCredit app or finance a phone at a participating store in Nigeria. We assess each application individually. You can review your offer before accepting, and we handle your personal information in accordance with our Privacy Policy.

Explore the app

Cash-loan screens

Review the loan
before you accept.

Use the AidaCredit app to view your account, review your cash-loan offer and keep track of repayments. For phone finance, a Sales Advisor at a participating store helps you choose a device and review the financing offer.

See the complete journey
Aida app home screen
Aida app loan screen
Aida app repayment screen
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Choose what you need

Nigerian shop owner checking stock in a neighbourhood store
Cash loans

Apply for a cash loan
in the AidaCredit app.

We offer cash loans of ₦4,000–₦2,000,000 with repayment periods of 91 days–12 months through the AidaCredit app. Approval and the amount and terms we offer depend on our assessment of your application.

₦4k–₦2mloan amounts91d–12mrepayment periods
Review cash loan information
Phone finance

Finance a phone
at a participating store.

Visit a participating store, choose a supported device and apply with a Sales Advisor. The down payment, financed amount and instalment plan vary by store, model and assessment.

39 cities · 1,000+ participating storesExplore phone finance

Choose the right page

Find the information
you need next.

If you need to know…Start here
Cash-loan amounts and termsCash loan details
How phone finance worksIn-store phone finance
What you pay and whenFees & repayment
How each application worksHow it works
Where to get helpCustomer support