Cash loans

Cash when needed.
Terms you can review.

We provide cash loans through the AidaCredit app. We assess each application individually to determine approval, the loan amount and repayment terms. Applying does not guarantee approval.

Get the app

Review before accepting

Your offer,
on screen.

Review the offered amount, term, costs and repayment schedule in the app before deciding whether to accept.

₦4k–₦2mloan amounts
91d–12mrepayment periods
Nigerian tailor reviewing information on his phone at work
AidaCredit app loan information screen

Loan information

Loan amounts
and repayment terms.

Our cash-loan amounts and repayment periods are shown below. Your individual offer is subject to our assessment and is displayed in the AidaCredit app.

See the repayment example
Loan amount range₦4,000–₦2,000,000
Repayment period91 days–12 months
Minimum APR24%

Approval is subject to our assessment. Check the amount, costs and repayment dates in your individual offer before accepting.

Application questions

Know before
you apply.

Does applying guarantee approval?+

No. An application is assessed individually and may be declined.

What should I check in my offer?+

Review the amount, term, interest or APR, applicable fees, total repayment and due dates before accepting. The fees and repayment page shows a repayment example.

Where can I get help?+

Use our customer support for an application or repayment question.