About Aida Microfinance Bank

About
our bank.

We are Aida Microfinance Bank Limited, serving individuals and small businesses in Nigeria. Through our AidaCredit product, we offer cash loans and phone finance.

Aida Microfinance Bank Limited is a licensed financial institution operating under the regulatory oversight of the Central Bank of Nigeria (CBN). We are committed to providing accessible and transparent financial services to individuals and small businesses across Nigeria.

Formerly known as Ishiagu Microfinance Bank.

Our flagship product

Meet AidaCredit.

Through our flagship product, AidaCredit, we offer cash loans and phone finance. The AidaCredit app provides quick and easy access to personal loans without collateral. AidaCredit allows users to apply for loans ranging from ₦4,000 to ₦2,000,000, with repayment terms between 91 days and 12 months. Cash-loan applications are completed online in the app. Phone finance is arranged at participating stores with a Sales Advisor.

Explore cash loans
Visit the AidaCredit product website
Neighbourhood shops and everyday trading in a Nigerian community
Aida app home screen

Our mission

Financial access
for everyday life.

At Aida Microfinance Bank Limited, we are dedicated to fostering financial inclusion by offering products that meet the evolving needs of our customers. Through AidaCredit, we aim to empower individuals and small businesses with the financial support they need to thrive.

Our bank

Our Bank & Licence

01

AidaCredit is a product of Aida Microfinance Bank Limited.

02

Loan Service Provider: Aida Microfinance Bank Limited.

03

Licensed by the Central Bank of Nigeria (CBN) to provide microfinance and lending services in Nigeria.

04

FCCPC has granted Aida Microfinance Bank Limited a registration waiver under the Digital Lending Guidelines.

Our products and services

Find the details
that matter to you.

Review loan information, the published repayment example and official ways to reach the team.